5 Beds

4 Full baths

3,266SqFt

Active

Built in 1912, this historic 5 bedroom, 4 full bath downtown St. Joe home sits on a quarter acre along the Lake Michigan shoreline community of Southwest Michigan, just a few minutes from Silver Beach, the St. Joseph River, and the marinas just down the hill. Steps from schools, a charming downtown filled with shops and restaurants, and Kiwanis Park without crossing a road, the location is simply ideal. St. Joseph is known for its beautiful beaches, vibrant historic downtown, and an abundance of outdoor activities that make it equally appealing as a year round residence or vacation home. Situated along the Lake Michigan Shore Wine Trail and just about two hours from Chicago, it is the kind of place that is easy to fall in love with and hard to leave. The main level impresses with quarter sawn white oak floors by Mattson Custom Floors, custom Amish cabinetry, new custom built-in shelves framing the fireplace, and a vintage clawfoot tub that anchors the character of the home. New light fixtures, a new refrigerator, and a new dishwasher round out a space that feels completely move-in ready. Watch storms roll in from the heated and cooled 4-season front porch or retreat to the private covered deck off the fourth bedroom upstairs. The finished basement delivers a full entertainment zone with a 120 inch theatre screen, custom bar, workout room, shop space, and a full bath. Out back a finished bar behind the garage with water, electric, and heat anchors a covered patio with grill and seating area, all set on one of the largest yards in the city, complete with an invisible dog fence. Driveway and street parking make hosting a breeze. Move-in ready and waiting for its next chapter, whether you are looking for a forever home or the ultimate Southwest Michigan lakeside retreat. This one delivers. 3,266 finished square feet of history, heart, and everything you need to live in St. Joe.

Property Details
Price $684,900
Bedrooms 5
Full Baths 4
Half Baths 0
Property Style Traditional
Lot Size 40 x 265
Lot Size Area 0.24
Lot Size Area Units Acres
Acres 0.24
Property Type Residential
Sub type SingleFamilyResidence
MLS Sub type Single Family Residence
Stories 2
Features Ceiling Fan(s), Broadband, Garage Door Opener, Wet Bar
Exterior Features Balcony, Play Equipment
Year Built 1912
Fireplaces 1
Roof Composition
Waterfront Lake Michigan
Heating Baseboard, Forced Air
Accessibility 36' or + Hallway, Low Threshold Shower
Lot Description Sidewalk
Laundry Features Laundry Chute
Parking Description Detached
Garage spaces 1
Geographic Data
Directions Langley or Main St. to Pearl St., just East of Wayne St.
County Berrien
Latitude 42.103638
Longitude -86.479589
Address Information
Address 1012 Pearl Street, St. Joseph, MI 49085
Postal Code 49085
City St. Joseph
Cross Street Wayne and Olive
State MI
Country United States
Listing Information
Listing Office Epique Realty
Listing Office Phone 248-218-2604
Listing Office Email mibroker@epiquerealty.com
Listing Agent Cathy Ficks-Blasy
Listing Agent Phone 269-252-1223
Ownership Private Owned
Terms Cash, FHA, VA Loan, Conventional
School Information
District St. Joseph
MLS Information
Days on market 35
MLS Status Active
Listing Date May 2, 2026
Listing Last Modified Jun 5, 2026
Tax ID 11-76-3160-0031-00-8
Tax Year 2024
Tax Annual Amount 9523
MLS # 26019503

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Source MLS Verified

This information is believed to be accurate, but without any warranty.